@realjohnboy,
												realjohnboy wrote:
I am out of my sphere of knowledge here.  I don't even have a tv or cellphone.  Andy tells me that he has a Mastercard credit card that he can use which pulls money out of his balance in Paypal (which today was $1449.78).  He uses it to pay business related expenses, such as the postage on merch he ships.
 
Sure - and at any time, Paypal can seize that money, and keep it for months without any recompense at all.
Some background:
http://www.aboutpaypal.org/
I know people who personally have been screwed by Paypal.  Big time.
Like I said, just be careful when using them.
Cycloptichorn