@roger,
Who is Michael Prolingheuer? The name sounds German.
For my husband and I to have catastrophic care (annual $5,000 deducible for each of us) the cost would be about as much as Mr. Prolingheuer is paying. That would not include an additional insurance like Aflac to make sure our bills are covered if we get sick and cannot pay our premiums. That additional insurance would be another $4000-6000 per year. So our cost,
before any insurance would kick in would be about $20,000 per year. We run a successful business, we live a comfortable, debt-free life. . We can not do what we do and also have health coverage. We are willing to pay, we just cannot afford American healthcare any more than we could afford a yacht. Do I wish we would adopt the French system? Yes. I also know it will never happen because insurance companies are too fat and rich, and politicians like the spill over into their campaign pockets, plus Americans have been brainwashed into thinking CEO's actually care about them.
A little edited PS - I consider you a sensible person, Roger. I really am curious as to what you think the solution is to a problem like mine and others like me is. We don't want charity, we want to pay. We just honestly cannot afford health insurance because it has become a luxury product like an expensive car.