Using a credit card is like trying to outsmart a snake forever.
Sooner or later, you'll get bitten.
I don 't know how u define
getting bitten by a credit card.
As has already been pointed out,
if u pay off your balance before the due date @ month,
then the only liability that u can incur will be an annual fee.
I don 't have much respect for snakes (the constrictors).
To me, thay seem so stupid as to be not much above a machine.
I have no comment on venomous snakes (except to observe the wisdom of staying away from them),
for paucity of information.