Failure of Leadership + Imagination?

http://www.newsday.com/news/local/politics/ny-uscamp0214,0,464397
8.story

Obama needs to face the reality of the housing crises and realize that to own a home takes $$, not wishful thinking or a chunk of day dreams.

A good part of the housing crises is due to people without solid income or a good, stable job taking out mortgages. You don't buy what you can't pay for and then have the crust to expect others to bail you out of your monetary problems, which are the result of your making foolish decisions.