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Proposal: Pay for Medicare after you're dead

 
 
DrewDad
 
Reply Thu 26 May, 2011 12:08 pm
Why Not Let the Dead Pay for Medicare?

Quote:
So here's an idea: why not reform Medicare by means testing it? Conservatives should love this idea.

Here's how it works. Basically, we leave Medicare alone. Oh, we can still go ahead with some of the obvious reforms. Comparative effectiveness research is a no-brainer for anyone who's not part of the Republican leadership. Ditto for some of the delivery reforms on the table. Or allowing Medicare to negotiate for lower prices. It would be great if that stuff works. But if it doesn't, then people will need to pay more for their care. So why not have dead people pay? They don't need the money any more, after all.

So Medicare stays roughly the same, but every time you receive medical care you also get a bill. You don't have to pay it, though. It's just there for accounting purposes. When you die, the bill gets paid out of your estate. If your estate is small or nonexistent, you've gotten lots of free medical care. If it's large, you'll pay for it all. If you're somewhere in between, you'll end up paying for part of the care you've received.

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Type: Discussion • Score: 2 • Views: 626 • Replies: 3
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roger
 
  1  
Reply Thu 26 May, 2011 01:06 pm
@DrewDad,
Since Medicare "contributions" are mandatory, we might as well have mandatory life insurance payable to Medicare. The faster we die, the more solvent the system becomes. That does seem to motivate the health care system towards failure, but they probably mean well.
0 Replies
 
RABEL222
 
  1  
Reply Thu 26 May, 2011 11:38 pm
bookmark
0 Replies
 
Ionus
 
  1  
Reply Sun 12 Jun, 2011 04:04 am
Does that include interest ?
0 Replies
 
 

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