@McTag,
It's amazing how wise hindsight can make a man.
I remember Mike Harding, the Rochdale cowboy, writing an article to the effect that his collision with a roofing contractor's truck on a bend in the Dales was due to his train being ten minutes late because had it not been he wouldn't have been on that bend at the same time the truck was there. He wrote to the station master to complain.
Have you any of Mr Harding's records in your collection?