@georgeob1,
The problem George is that the complexity of modern life is such that what you complain of is inevitable.
You need to accept being a Luddite like me so that you can address the real cause and not just complain about how the best brains deal with it. They are the best brains I hope.
It's no good inventing vast international computer networks which can shift billions of dollars to anywhere at the touch of a submit button and then leaving them in the hands of people like Nick Leeson and Jerome Kerviel or the CEOs whose activities we are all struggling to deal with now.
Money in our world is a point of dynamic force and not to be confused with the pieces of money you spend at the shop. Leeson said that it was "hanging in the air right in front of me, invisible but highly charged, just waiting to be earthed."
If you read Spengler you will understand what he meant.