I've spent all day drying out my newly washed brain, Scott. I hope this finds you well.
When a person dies:
"His breath goeth forth, he returneth to his earth; in that very day his thoughts perish." (Psalm 144:4)
Why?
"For the living know that they shall die: but the dead know not any thing, neither have they any more a reward; for the memory of them is forgotten.
[6] Also their love, and their hatred, and their envy, is now perished; neither have they any more a portion for ever in any thing that is done under the sun."(Ecclesiastes 9:5,6)
Not to mention that the consequence of sin told to Adam and Eve mentioned only death. If something worse were in the mix, don't you think it would have been fair for them to be told at that time?
Of course, maybe Jesus was talking of those who were spiritually dead as when he said "Let the dead bury their dead:" (Luke 9:60)