Butrflynet --
Apologies if this is just my cynicism showing again. But your criticism of the Clinton plan sounds suspiciously like a cut & paste of prefabricated campaign talking points. Could you please expand on your statements?
Butrflynet wrote:1. Like auto insurance, Clinton's plan legislates a guarantee to the insurance companies and health care providers that they will have a constant revenue source no matter the quality, quantity or responsiveness of their service.
Could you please show me the page on which the Clinton plan legislates such a guarantee?
Butrflynet wrote: It does not guarantee affordability to the health care consumer nor does it aim at cost containment for the health care provider.
This looks mistaken to me at least twice over:
1) Just as the Obama plan and the Edwards plan, the Clinton plan would create a federal healthcare plan similar to the one federal employees have. The plan for federal employees is affordable and cost-effective. As a consequence, its availability curbs the options of other healthcare providers to lock their customers into shoddy, expensive plans.
2) About the second half of your claim above: If and when you read the Clinton healthcare plan --
PDF here -- you will find on page 12 a section on "balanced financing for healthcare reform". It identifies specific measures that "aim at cost containment for the healthcare provider" -- and for other parts of the system too.
Butrflynet wrote:2. Unlike auto insurance that is tied into state auto registration fees, Clinton's health plan has no vehicle for enforcement.
Why does universal healthcare need an enforcement plan of its own? Why can't it be enforced the same way as every other law?
Butrflynet wrote:3. Clinton's plan does nothing to address uninsured Americans who have been denied coverage by insurance companies due to pre-existing health problems.
Uninsured Americans, just as everybody else, can sign up for the federal plan. Does the current federal plan deny US government employees coverage due to pre-existing health problems? If not, as I suspect it doesn't, Clinton's plan does address the problem you say it does nothing to address.
Butrflynet wrote:4. Clinton's plan does nothing to address uninsured Americans who can not afford current health care coverage rates and doesn't assure them a sliding-scale fee based on income.
A strong and clear statement. Let's compare it with what the Clinton plan actually says.
On page 2 of the Clinton plan, (exececutive summary, section 4, second bullet point), its authors wrote: Limit Premium Payments to a Percentage of Income: The refundable tax credit will be designed to prevent premiums from exceeding a percentage of family income, while maintaining consumer price consciousness in choosing health plans.
There is some more detail on page 7, under "Ensuring affordable coverage for all".