I say run quickly in the other direction. You're talking about a domestic vehicle that's been used 20,000 miles a year. Too much money. You'll get thousands of replies saying; "get the pontiac, its a great car." but the fact is, those cookie-cutter front drive GMs are terrible vehicles. Pathetic in crash tests, horrible fit and finish, and you've already experienced the wonders of the quad 4.
I sound like a hypocrite since I've owned two GMs just like it, but I'm a mechanic and I can keep them breathing. I used to train sales people for several car companies, and in the corporate car world we call them "razors." You use them until they aren't working, then you trash them.
Apocalyptic, no?
Spend your money on something that will last more than 80k miles. Toyota Tercel, Honda Civic, or anything with more quality than a pack of gum.
I am not brand loyal, I'm just very experienced in the consumer car business, so take it or leave it. Just for the sake of comparison, 350k miles is pretty normal for BMW, 250-300k is pretty average for Honda and Toyota. You might save a few bucks buying a front drive GM, but you'll end up paying much more in repairs than if you bought a $3000 tercel.... which by the way... do some research on NADA or KBB about a 1998 Tercel with modest options, and enter 60k miles. I'll bet it comes up under $5000. Find one in the paper and get a loan.