If your deposit is held in Trust, by a Tribunal and you personally paid the deposit he gets it, as the records will show you owe rent. That's it, end of story in most States no matter where you live.
If it is with a Housing Trust Commission in-other-words guaranteed by a Government you will be blacklisted in as much as they are usually asked why the full bond is going to the landlord and you will be liable to pay that back and may not get another "loan".
I want to say this as a Property Manager, Real Estate Agent. Whether you rent or own, rent / mortgage is foremost you need good credit ratings in this area full stop. Other debts you can negotiate and pay off such as credit cards, power, gas.
To owe a months rent to a Landord is a night mare, he/she has to pay his Mortgage.. Get a grip on reality of living and expenses, don't rent something you can't afford, understand that whilst you are worried, he/she has a major issue that you created. And, more so, once you have a bad record you can't rent again, people are not stupid even if you found a place without "their " reference well done, that's a once off..