@ckj2014,
You wouldn't say something like if you were describing your programming experience. Either you have experience in all of these programs, or you don't. You would write: "I have experience with Java, C++, C#
and Ruby." If you use "or," it doesn't make any sense, and it is not going to impress a prospective employer. They want to know what your experience is, they don't want to play incomprehensible word games.