@Frank Apisa,
Frank Apisa wrote:1) Anyone got any recommendations on which I should get. Mostly I spend time in the forums…and check email. Nothing special that we do with the computer.
You can't go far wrong if this is what you use it for. For example, I bought
this low-end Hewlett-Packard desktop at Staples two weeks ago. I'm happy with it, even though I'm using it for things that put sightly more stress on the hardware than what you do. (I also use mine for writing documents with Word, running spreadsheets with Excel, and developing software.) I think it would be perfectly adequate for your purposes.
Frank Apisa wrote:If no particular recommendation in maker…what should I be looking for in power and such. Bells and whistles?
As I said, for what you want to do with the computer, a low-end desktop is enough. These days, "low end" means something like a dual-core processor with a 2-Gigahertz clock rate, 4 Gigabytes of random-access memory, and a a 500- or 1000-Gigabyte hard drive.
Frank Apisa wrote:3) I really want to try setting this computer back to factory settings…to see what happens. Anything wrong with that idea?
Not
per se, but which computer is "this" computer? The old one or the new one? If it's the old one, be sure all your data is backed up before restoring the factory settings.
Frank Apisa wrote:4) If I try that, I really want to save all my pictures; all of Nancy’s music; and all of my gazillion documents and essays. Can I do that easily with one of those plug in thingys?
Yes. You could buy an external hard drive with 1--2 Terabyte capacity for $50--$100, back up the files from your old computer on it, then copy them from it to your new hard drive. That's a good investment for another reason, too: If you frequently back up your new computer on it, it will greatly enhance your peace of mind.
If you're feeling cheap, bring the old hard disk to Best Buy and ask them for a hard-drive enclosure. That's a box with a USB interface. By putting your hard drive into it, you make the box an external hard drive with your old computer's file back on it. You needn't transfer anything. (But it will likely be too small for backing up your new computer on it.)
Frank Apisa wrote:5) Money...how much should I spend?
Including the backup drive, roughly $300--500. Anything above that would be overkill. Unless, that is, if you want to buy a new monitor too. Monitor prices have fallen drastically. For a good-quality, brand-name, 23-inch monitor, $150--200 is a normal price these days.
Frank Apisa wrote: 6) Anything else I should consider?
Vote Green, not Democratic, in 2016. And, cut out the agnosticism already. (Aren't you happy you asked?)