t-test. Are the values significant?

Hi,

I have calculated a t-test from the path coefficient and variance values. My model hypotheses all have a negative influence on the unobserved variable (Adoption). Does this mean that to be significant, t-values have to be lower than 1.96, rather than other way around? Please see the values below.

Path Coefficient Standard Error t-test
0.64 0.41 1.56
0.88 0.78 1.13
0.79 0.63 1.25
0.74 0.54 1.37

Many thanks in advance!