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Tue 8 Feb, 2011 05:39 pm
roof on barn has colapsed from weight of snow . barn is older so it was a little weak already. my insurance deductable says is diferant for wind and hail at % of value and set amount for storm damage.also not sure of contents in barn being damaged+its coverage.thank you for any help.
@nixbone,
It all depends on what your policy states and what your insurance company thinks is covered. No one here can answer your question, only your insurance agent can tell you numbers. I have full replacement value on my barns, but that's because I restored them and they are used for my business. It clearly states that in my policy with numbers and possible problems. My insurance agent and I went over the details in person with a lot of things being detailed and initialed.
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