@hingehead,
If the medal is won by a truly mixed team, it goes to both men and women teams; if not, it goes to the gender of the competitor.
For example, the US has one gold and two silver medals in open/mixed events. The gold was from a team with both men and women: so it's gold for both US Men and US Women for A2K Fantasy purposes. The silvers went actually to one woman and one man, so they count only in their gender.
On the other part of your post. US women have made more points than Chinese men. Only Calamity Jane has the perfect Group A combination, I believe (she must have not done very good in other Groups: for example, she picked Austria and South Africa... Senegal hasn't helped her, either).