I also dont like the gated communities or cookie cutter house developments but, have seen the advantages of them in my grandmothers case. She just turned 79 and has been without my grandfather for about 18 years. All was okay while she was alone in Vermont..till she ran herself over with her own car in the snow, doctors told her also effects of Polio would be a dramatic downfall to her health in this region of the Americas. So, my mother being recently on her own and moving up to take care of her after the whole car incident to drive her and watch her and all...sold the house and went to Arizona.
Now, heres my point.
My mother got remarried and gram was again alone in her home and being in the developments has been great for her the last few years. Since she doesnt drive, they offer bus trips daily to different shopping areas and such where she can do grocery shopping...they pick her up at her front door and drop her off even bringing the groceries in for her. She associates with others only when she wants to. They offer many different things for the variety of people.
Now, she is starting to suffer with Alzheimers and Security and the community knows to not let her wander, to redirect her if she needs it, etc.
So, my thing is this, while it is not an idea for first stage retirement, it certainly should be looked into for later years with the possibilities of injuries, loss of companion, etc.
Okay...Id like a farm house, or Victorian type home, its what I grew up in and although those stairs are crazy...I'd do it till I cant!
I just have a thing about ranches and splits...anything that looks just like another one makes me nuts.