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Can I Be Sued For This?

 
 
Reply Wed 29 Mar, 2006 12:48 pm
Okay, I know that a lawsuit can be filed for practically any nonsensical thing, but this seems ridiculous.

I was in an auto accident where the other driver made an illegal U-turn in front of me, causing me to hit her vehicle. There is a corroborating witness who can testify to this. We turned the matter over to our respective insurers and the matter went into subrogation.

In the meantime, I paid my deductible, rented a car and my insurance co. paid to have my vehicle repaired. Months go by and I hear nothing. Today, I get a call from the other party. The story I get from her is that my company denied liability and she wants to know if we can "work this out" (i.e., I pay her deductible) or she'll file a Small Claims lawsuit against me. I told her in no uncertain terms that this was handled as far as I was concerned by the two insurers and she could go pound sand.

I have a call in to my adjuster, but while I'm waiting I'm wondering what the deal is here. Is this a common tactic? Is my insurer obligated to defend me? I'm so angry I could spit.
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Type: Discussion • Score: 1 • Views: 2,798 • Replies: 32
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eoe
 
  1  
Reply Wed 29 Mar, 2006 12:51 pm
Sounds like she was just trying to play you. Some people... Rolling Eyes
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blacksmithn
 
  1  
Reply Wed 29 Mar, 2006 12:54 pm
eoe wrote:
Sounds like she was just trying to play you. Some people... Rolling Eyes
That's my take on it too. Rolling Eyes
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Wilso
 
  1  
Reply Wed 29 Mar, 2006 01:18 pm
Insurance companies NEVER admit liability, even when they pay a claim. tell her to eat sh!t and die.
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roger
 
  1  
Reply Wed 29 Mar, 2006 01:47 pm
Hey, I thought you were the lawyer.
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blacksmithn
 
  1  
Reply Wed 29 Mar, 2006 02:12 pm
No, I investigate their shenanigans. I know a lot of law generally, but not some of the finer points.
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Chai
 
  1  
Reply Wed 29 Mar, 2006 02:52 pm
yeah, what wilso said.

tell her to go suck donkey dong.
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roger
 
  1  
Reply Wed 29 Mar, 2006 02:53 pm
Oh. Sorry about the bad assumption. No slander intended.
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farmerman
 
  1  
Reply Wed 29 Mar, 2006 03:02 pm
Get an affidavit from the witness and present this as your defense. Small claims means just you and she locked in combat. There had to be a reason for your insurance NOT paying. They must have felt you stand in a pretty good position. Why not just agree with them .
Can you explain this to a thirteen year old so it doesnt leave me with your final statement being"...causing me to hit her?..."

Didnt she make a U turn into you?
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blacksmithn
 
  1  
Reply Wed 29 Mar, 2006 03:09 pm
She made a U turn directly (literally two feet in front of my hood) in front of my oncoming vehicle. There was no way to avoid her.

I'm inclined to go with the "go suck donkey dong" defense.
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Linkat
 
  1  
Reply Wed 29 Mar, 2006 03:19 pm
Of course he can as unreasonable as it sounds. This is true - I once served on a jury where a motorcycle driver was suing an elderly couple because of an accident. It was so ridiculous. This is what occurred and was agreed on both sides about the accident. It was early morning on a quiet road. The elderly man was driving to the train station with his wife when he noticed a motorcycle heading towards him was driving erratically. He pulled over as far to the right as he could and stopped. The motorcycle hit his car and flipped over. The motorcycle driver was severely injured and spent a long time in the hospital. This motorcycle driver sued them for medical costs and pain and injury.

During the trial, a police officer testified (who was also a friend of the motorcycle driver) and basically said it was the motorcycle drivers fault. That the way all the vehicles were laid out when he got there that agrees with how the accident occurred. And you would think this was an open and shut case. A few boneheads though said stuff like - well I have friends who drive motorcycles and it's dangerous. That guy should have beeped his horn to warn him. I couldn't believe they were even considering to lay any blame on this poor couple. It was obvious why the guy was trying to sue - the couple looked very well to do. Finally the more sensible jurors decided on a compromise - we would say that the couple was some what at fault (for not beeping the horn at the moron), but that the motorcycle driver would be at a higher percentage at fault. That way the moron would not get a cent.

When we came in from deliberating, the judge first asks if you find the default at fault (any level of fault). We said yes - I swear I saw $$$ flashing in the eyes of the motorcycle driver's lawyer. Then just as fast his face fell when we said they were like 5% at fault or something like that. What killed me is this poor couple had to hire and shell out money for a lawyer for simply being in the wrong place at the wrong time.
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farmerman
 
  1  
Reply Wed 29 Mar, 2006 03:20 pm
You mean that she began her U turn somewhere and would up just a few feet in front and to one side of your car so you could not avoid hitting her? Sounds like you have a reasonable claim.
Your writing style now seems funny (strange). Did you twist your arm or neck when she caused you to hit her? I hope you got treatment for it. These things can cause trouble down the road.
SHow er what to do with a Hardy hole.
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ehBeth
 
  1  
Reply Wed 29 Mar, 2006 03:23 pm
Don't talk to her.

Your insurer should be dealing with all of this.


<Wilso's wrong. Insurers admit liability every day>
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joefromchicago
 
  1  
Reply Wed 29 Mar, 2006 04:32 pm
Re: Can I Be Sued For This?
blacksmithn wrote:
Okay, I know that a lawsuit can be filed for practically any nonsensical thing, but this seems ridiculous.

I was in an auto accident where the other driver made an illegal U-turn in front of me, causing me to hit her vehicle. There is a corroborating witness who can testify to this. We turned the matter over to our respective insurers and the matter went into subrogation.

I assume you mean "arbitration," not "subrogation."

blacksmithn wrote:
In the meantime, I paid my deductible, rented a car and my insurance co. paid to have my vehicle repaired. Months go by and I hear nothing. Today, I get a call from the other party. The story I get from her is that my company denied liability and she wants to know if we can "work this out" (i.e., I pay her deductible) or she'll file a Small Claims lawsuit against me. I told her in no uncertain terms that this was handled as far as I was concerned by the two insurers and she could go pound sand.

Presumably, your insurer denied liability because it believed (as you do) that you were not at fault for the accident. You shouldn't be dealing with her -- all of this should be handled by the insurers at this point. She should pound sand.

Is California a no-fault state?

blacksmithn wrote:
I have a call in to my adjuster, but while I'm waiting I'm wondering what the deal is here. Is this a common tactic? Is my insurer obligated to defend me? I'm so angry I could spit.

Yes, your insurer is obligated to provide you with a defense. That's part of your policy. If you get sued by the other driver, your insurer will provide defense counsel and pay for it.
0 Replies
 
Setanta
 
  1  
Reply Wed 29 Mar, 2006 04:40 pm
Can anybody be horsewhipped in this case?

I think it's a shame that horsewhippings have almost disappeared.
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blacksmithn
 
  1  
Reply Wed 29 Mar, 2006 04:41 pm
Thanks, joe. That's pretty much what I thought, but thinking you know something and actually knowing are 2 different things!
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jespah
 
  1  
Reply Wed 29 Mar, 2006 06:20 pm
Let me add my voice to the chorus.

1) your carrier should be handling this. No side deals. That's bogus.
2) the other driver can go pound sand.
3) horsewhipping sounds good. Twisted Evil
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ossobuco
 
  1  
Reply Wed 29 Mar, 2006 06:25 pm
shouldn't that be buggywhipping?
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Chai
 
  1  
Reply Wed 29 Mar, 2006 08:17 pm
so, no one besides me and blacksmithn thinks she should go suck donkey dong?

That would show her.
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Wilso
 
  1  
Reply Wed 29 Mar, 2006 11:35 pm
ehBeth wrote:
Don't talk to her.

Your insurer should be dealing with all of this.


<Wilso's wrong. Insurers admit liability every day>


They don't here. Never, ever, ever.
0 Replies
 
 

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