An old movie from childhood I don't recall name of

My question is does anyone know of a movie where the main character is a little girl whose mom drops her off at her grandmother's house but as cliche as it is the girl doesn't want to be there. The grandma also owns I think an old antique shop. So she goes wandering into the woods in the back of grandma's house and comes across a bracelet which is later to be discovered as the mom's old bracelet. The grandma then has a heart attack or something and the bracelet is used to pay off hospital bills and pay of antique shop debt. the movie was in color, the rough year estimate is around 2008-2010, American film, was on VHS