A card sent through the mail before it has been activated has the exact same information stored on it as it does after it has been cancelled. It doesn't make sense to be more worried about a cancelled or expired card than you are about a card before it has been activated.
0 Replies
maxdancona
1
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Wed 19 Jun, 2019 06:42 am
@gollum,
When I was in Mexico at a restaurant, I handed over my US credit card to the waiter. My friend (who is Mexican) was horrified, grabbed it back and asked for "un terminal". The waiter smiled politely and brought over a little card swipe machine.
That's excellent. I wonder if it would work in the U.S.
I have yet to experience that in any restaurant in the US (not that I have much experience eating at restaurants outside of NYC).
I wonder if this is a logistical thing why it hasn't been adopted in NYC? Or simply ... the old school method of wait staff taking the bill back to their respective terminals is a habit that's too hard to die?
0 Replies
cicerone imposter
1
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Wed 19 Jun, 2019 09:09 am
@maxdancona,
I have traveled to Mexico quite often in my youth and old age, and never had any problems with my credit cards. With the water, yes. Even still have friends in Mexico City and Loreto.
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Mame
2
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Wed 19 Jun, 2019 03:37 pm
@maxdancona,
I've actually never agreed with you much in the past, but I certainly do on this issue. Yes, there are thefts and scams out there, and I've been a subject of several of those (bank, credit card, and telephone usage) - we have never figured out who did it but once you activate your new bank or credit card, the old one is done and cannot be used. Don't know what's store on it and really don't care - maybe I should ask Eric Snowden.
Laqst Summer I found out that someone had been using my credit card to pay for Netflix in the Netherlands. Despite the money being refunded and new credit cars being issued the money kept coming out.
Now most of this is because my card user is crap, but the idea that activating a new credit cards stops the old one being used is nonsense. I had two new credit cards yet the money to Netflix on my old card kept coming out.
It is now sorted, but only after I raised it with the banking ombudsman.
That's scary. ID theft must be more common than most of us realize. However, I know that with my American Express credit card, I'm fully protected from fraud. It's easy to question any unidentified charge on my statement, and they'll put a stop payment on it to research it. Haven't had any problems for many years.
It's been so long since I've been here that I truly don't remember.
