TrumpCare: What will it look like?

Quote:

How much of this thread reflects not just a pessimism, but possibly an inability to see a replacement for the Affordable Health Act as anything but a lesser substitute

You got this exactly right. I don't see any politically viable replacement for the Affordable Care Act that provides coverage for people with pre-existing conditions. You are complaining about "pessimism", yet you fail to even attempt to address this problem.

This is going to be interesting...

And what about costs? I mean everyone is so shocked that like 3% of the country might see UP TO 25% increases in their costs.

What does TrumpCare do to ensure this never happens again?

They will fill the supreme court with judges who never believed in the civil rights or any kind of right.

The problem with Obamacare is that it's not socialist enough (i.e. single payer) and that it didn't go far enough.

.... like single payer?

Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.

We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.

Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.

What did the little guy do before the ACA?

maporsche wrote:

And what about costs? I mean everyone is so shocked that like 3% of the country might see UP TO 25% increases in their costs.

The costs are high because the Democrats wimped out on forcing unwilling people to buy insurance.

If people faced ruinous fines for not buying insurance, everyone would buy it and the costs would be much lower right now.

maporsche wrote:

What does TrumpCare do to ensure this never happens again?

They will either:

a) Force people to buy insurance against their will.

b) Let rates continue to skyrocket.

c) Let insurance companies go back to kicking sick people off insurance and letting them die.

McGentrix wrote:

What did the little guy do before the ACA?

The little guy got kicked off his insurance policy once he got seriously ill, and then he died.

oralloy wrote:

McGentrix wrote:

What did the little guy do before the ACA?

The little guy got kicked off his insurance policy once he got seriously ill, and then he died.

I don't believe that this happens or happened with any regular occurrence. I offer that it is more like Big Foot sightings. People know people who had a cousin that saw her boyfriend lose his insurance and die.

It may not be as good for the really sick little guy who relies on the government for everything, but it will be better for most of the rest of the little guys

I just googled losing health insurance and its happening right now. Under tRumps plan 21 million people are going to lose health insurance. I hope you are one of them.

What did the little guy do before the ACA?

oralloy wrote:

McGentrix wrote:

What did the little guy do before the ACA?

The little guy got kicked off his insurance policy once he got seriously ill, and then he died.

I don't believe that this happens or happened with any regular occurrence. I offer that it is more like Big Foot sightings. People know people who had a cousin that saw her boyfriend lose his insurance and die.

I also think that some of the "better" parts of the ACA will be carried over.

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The pre-existing conditions policies are very popular. Nearly everyone has relatives or friends with illnesses in their past — cancer, arthritis, depression, even allergies — that could have shut them out of the individual insurance markets before Obamacare, so it’s an issue that hits close to home for many Americans.

But keeping those provisions while jettisoning others is most likely no fix at all.

Those policies that make the insurance market feel fairer for sick Americans who need it can really throw off the prices for everyone else. That’s why Obamacare also includes less popular policies designed to balance the market with enough young, healthy people.

Imagine you’re that patient with cancer. You really want health insurance, and you’re probably willing to pay a lot to get it. If the law requires insurance companies to offer you a policy, you are very likely to buy it.

Now imagine you’re a young, healthy person without any health problems. Your budget is tight, and health insurance is expensive. You might decide you’ll be fine without insurance, since you can always buy it later, when you’re the one with a pessimistic diagnosis.

Before Obamacare, several states tried policies like this, and required insurance companies to sell insurance to everyone at the same price, regardless of health histories. The results were nearly the same everywhere: Prices went way up; enrollment went way down; and insurance companies fled the markets.

Some states hobbled along with small, expensive markets. Some experienced total market collapse and repealed the policies. Prices in those markets typically became so high that they were really a good deal only for people who knew they’d use a lot of health care services. And the sicker the insurance pool got, the more the companies would charge for their health plans.

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