1
   

auto accident help. who can sue and other questions.

 
 
kagera
 
Reply Tue 14 Sep, 2004 06:20 pm
i live in NJ

on 8/13/04 i was in an auto accident. a lady (78 years old) made a left turn from a side steet and stoped in front of me, she was at fault. my girl friend was in the passinger seat. she was injured. she has been in bed since the accident. we both went to the hospital.

nj is a no fault insurane state, so her medical bills are paid though her parents insurance becouse she donst have insurance or a drivers license.

her mother is telling us that she has to sue bcouse its her insurance. is that true, or can my girlfriend sue? we are worried that her mother will spend all the money and she wont see any of it.
(it has happend before when she was minor. she is no longer a minor)

question 2.

the insurance company totaled my car. the game me a value of 1775.50 from a company callled CCC valuescope. blue book value is $3710 and NADA value is $2650. apon argueing the value of my car the insurance co said they cannot change the value of my car, however they want to pay me for a rental car i didnt use at $25 a day for 20 days. plus $128 for lost wages. brings what they are willing to give me to $2400.

should i take this offer or hold out and sue for property damages. can i get much more out of them?

question 3:
anyone know a good lawyer in NJ

feel free to e-mail me if you think you can help me out.
[email protected]
  • Topic Stats
  • Top Replies
  • Link to this Topic
Type: Discussion • Score: 1 • Views: 738 • Replies: 1
No top replies

 
fishin
 
  1  
Reply Tue 14 Sep, 2004 06:34 pm
Re: auto accident help. who can sue and other questions.
kagera wrote:
her mother is telling us that she has to sue bcouse its her insurance. is that true, or can my girlfriend sue? we are worried that her mother will spend all the money and she wont see any of it.
(it has happend before when she was minor. she is no longer a minor)


Her mother's insurance company would usually be able to sue for the costs they covered and your friend would sue for anything else over/above that. Her mother doesn't have anything to sue for - she has no damages.

Quote:
the insurance company totaled my car. the game me a value of 1775.50 from a company callled CCC valuescope. blue book value is $3710 and NADA value is $2650. apon argueing the value of my car the insurance co said they cannot change the value of my car, however they want to pay me for a rental car i didnt use at $25 a day for 20 days. plus $128 for lost wages. brings what they are willing to give me to $2400.

should i take this offer or hold out and sue for property damages. can i get much more out of them?


"The insurance company"? Who's? Your's or her's? You should be dealing with your's - not hers.

Unless there is some stipluation in your policy that you agreed to accept the CCC valuation should you incurr a total loss I'd tell them that I'd be willing to split the difference between the KBB and NADA values (you'll probably have to use the "private sale" values - not retail or wholesale values) and I'd get myself a rental car and tell them they can cover that plus my lost wages. If they don't like it tell them you'll see 'em in court. Wink Since you don't mention anything other than the loss of the car for yourself you aren't going to get much more than your actual losses/expenses.

Quote:

anyone know a good lawyer in NJ


Call your local Bar Association and ask for a referral.
0 Replies
 
 

Related Topics

 
  1. Forums
  2. » auto accident help. who can sue and other questions.
Copyright © 2025 MadLab, LLC :: Terms of Service :: Privacy Policy :: Page generated in 0.04 seconds on 02/01/2025 at 01:37:02