Thu 4 Dec, 2014 01:18 pm
I am on ESA as not fit to work anymore. Been on ESA for nearly 2 years. I had a pension which I requested early. Received a letter saying my tax free lump sum will be £16,295. My monthly pension will be £202 per month. I have no savings. The tax free lump sum will buy things I need but I have been told that I may lose my ESA as "they" will look at the amount and decide how much per month I can live on and would then reapply for ESA once the lump sum has gone. At present I get my rent and council tax paid and get £212 a fortnight from ESA. This seems so unfair to lose my pension lump sum - can you advise please. Thank you.
You need to go and see the Citizens Advice Bureau, as they will have financial advisers on their books who would be prepared to give you some free guidance re. this complicated situation.