Obama care question I haven't heard yet

Good question Chai. Also waiting for the answer.

I don't know either, but at one time college Pell Grants were based solely on prior year with no exceptions*

Exception in case you were a "displaced worker", which was someone employed by an entire industry that cratered.

Maybe there's a clue in there, if you expect governments to be consistant.

No one else huh?

I think this is a much more realistic, practical question than all the conjecture on other threads.

I got an answer when I asked them in their chat area yesterday.

Answer just as they typed it:

Leftover savings you did not use on monthly premiums will be given back to you when you file your tax return. Keep in mind that if your income for family size changes, the savings you qualify for will change and you may have to pay back some of the savings on your next tax return.

Here's another answer I got from the marketplace, this time via a phone call.

I had asked this question originally during the chat, but I didn't believe that answer was correct, so I called, further explained, and got the correct answer....

My question was re Social Security benefits.
My husband receives SS, and I asked whether it was the gross amount of earnings, or the lower amount after doing the IRS SS worksheet, which figures the taxable amount. This question was asked during the same chat session as the question above.

The chat representative said it was the gross amount.

Thinking about it, that didn't make sense to me, as I'm reading income is based on your modified adjusted gross income, which would be the lower, taxable amount.

I called the answer line, got through within 30 seconds and was told it was indeed, the lower, adjusted amount.

While it's disappointing that I feel I was told an incorrect answer on the chat page, overall I felt I received very good service.

While talking to the representative I told her I thought she was doing a great job and that I knew she was in a difficult position right now.

She hesitated, then thanked me, saying "yes, we get a lot of abustive calls" So I told her that on the next call she gets like that, to remember that there are people who appreciate that they as individuals are working hard and doing a good job. She said "You've really made my day"

I think it sucks that someone could call and rant to the customer service person as if they are personally responsible for problems on the website, when they are trying to do a job and support their own families.

That's infantile.

I haven't even checked into the ACA yet, thought I would wait until we get to CA.

Supreme Court dismisses challenge to Obamacare mandate

If you make less based on the income you applied with, then you will be a refund for the difference. If you make more than what you reported, you will owe some or all of the subsidy back. You can also use the "change in circumstances" option on the online application to adjust your income if needed or call the hotline and have them change it for you.