As for it being a game, people who need a safety net didn't make it a game, they're just forced to play it.
Definitly forced to play.
Finn talks like having disability payments enable you to live the life of Riley, so you can sit on the front porch reading comic books and sucking on a jug, or take a weekend jaunt to Paris.
I've got a man sitting in the next room right now who's spent the last couple of hours trying to abate the neck, back, shoulder, head, leg, just about everything else pain he's in so he can get up. His disability check commutated to early SS a couple of years ago, but let me tell you, it didn't give us some extravegent lifestyle, it enabled us to keep up on the property taxes on our home, and that's it.
I just looked it up, and it says the average disability payment ranges from $700 to $1400 a month.....Oh yeah, and embarrassment of riches.
Well hooray for all the people without arms or legs who are engineers and brain surgeons.
Until you've walked in the shoes of someone who has (a) paid into the system for decades, the same way you have, and (b) been through the pain and/or inability to function, you can just STFU.