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Florida Homeowner Insurance Programs

 
 
Tue 25 Sep, 2012 11:23 pm
Hello friends,

Palm trees, warmth, and sandy beaches. That's the reason many people call Florida home. However, there's a darker side to the Sunshine State, which includes regular hurricanes, flooding and sink-hole. Many insurance companies decided to no longer do business covering properties in Florida, and home-owners have fewer choices when it comes to insuring their dwellings. In Florida, home-owners policies do not cover flood damage and residents must buy separate policies to insure against floods.

Thanks and Regards
Stephen Moore
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jcboy
 
  2  
Wed 26 Sep, 2012 03:17 am
@Stephen Moore,
Stephen Moore wrote:

home-owners policies do not cover flood damage and residents must buy separate policies to insure against floods.



I live in Florida. We didn’t have to buy a second policy.
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oralloy
 
  0  
Wed 26 Sep, 2012 04:26 am
@Stephen Moore,
Stephen Moore wrote:
In Florida, home-owners policies do not cover flood damage and residents must buy separate policies to insure against floods.


Flood insurance is covered by a federal program, not by regular home-owners policies. This is the case everywhere in the United States.
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