@smcmonagle,
Quote: I believe we all have the capability to understand the nature of physics and develop theories based on them.
Of course you have the capability to understand the nature of physics and develop theories based on them, as long as you have put the time in to learn the math involved.
Physics is based on mathematics which has turned out to be quite effective, not only about understanding and making predictions about the nature of our Universe, but also about providing practical science usable as technology.
Physicists try to put the physics into "layman's terms" so people can get an faint idea of what is being done and why it is important. But without understanding the math, you can't possible really understand what is going on. And without the math you aren't doing physics. This has been true since the time of Isaac Newton.
The physics in this thread are from the field General Relativity. This field involves multivariate calculus and partial differential equations. You can understand these things, but first you need a couple of solid years of college calculus (which requires a solid understanding of Algebra before that).
If you are willing to put in the time to learn the math and the science, then you certainly can get to the point where you can "understand the nature of physics and develop theories based on them".
But the simple stuff was discovered before Isaac Newton (400 year ago) and lots of really smart people have been constantly learning and developing and testing new theories and new math and new understanding.
If anything thinks they can jump to the front of the class without putting in the time and effort required to learn what has already been done, that would make them a naive learner.
So I am not saying that you can't do it. I am simply saying that you should put in the work to learn the math first.