Reply
Wed 16 Mar, 2011 05:12 am
Upon reaching age of majority, insurance companies send out forms for young people to fill out to confirm their status as non-smokers. If the form is not filled out and returned, the clients are categorized - and billed - as a smoker. What is this type of activity called, and what are the ethical considerations? (Walter3)
@Walter3,
as reprehensible as insurance companies can be, why not just fill in the form correctly
@Walter3,
Sounds like chapter 3 of P and P. Need to do your homework earlier.
@Walter3,
I’d say that falls into an “Opt out” system.
You might find what you’re looking for if you research a little about "Opt in vs. Opt out" systems as they relate to marketing…organ donation…those kinds of debates.
@djjd62,
The forms are registered and may or may not actually arrive. However, what I am really trying to do is find the term that describes the action. For example, if the absence of a vote it would be considered a vote for the ruling party - what's that called?
@Walter3,
I'm not sure that is the right analogy. If the insurance company is giving a discount to non-smokers, failing to apply for the discount is not a default vote. I guess it's all how it is framed up.
@Walter3,
Walter3 wrote:What is this type of activity called...
Reverting to the default? I don't know. I don't think it has a name.
Walter3 wrote:... and what are the ethical considerations? (Walter3)
There are none that I can see. Next time return the form.
Stumble It!
Tweet This
Bookmark on Delicious
Share on Facebook
Share on MySpace