@Tomkitten,
ditto to what drewdad said. When he said eject, he was referring (probably) to the unmounting process these drives do under normal circumstances. Data could be lost if the drive was in a write process when the crash occured (this would likely only expose the data that was in that process.) The graceful unmount insures that data in the process is written completely before being removed, "ejected," or shut down.