But if I go with Wi fi only ipad, don't I have to pay for Wi fi access?
No, you can also just connect it to you computer and sync if you don't have a wireless router.
There are literally only a couple of places here I can do it for free...and 3G has been a blessing on my iphone for this reason.
Yeah, but with the kindle I'd just use it for reading and I don't mind not being able to buy books (the only part you need the internet for) on the go (and you can always buy them on your iphone kindle app on the go if you really need it).
You're right, the kindle does work here...but they talk of download charges.
The bottom line is that after buying the kindle the only thing you need
to spend money on is the books (and there are free books too). The nice connectivity is just a convenience, you can always buy the books on your PC and sync them using a cable to the kindle.