@OCCOM BILL,
You as well.
Unfortunately we, as a society, are moving away from the principles of risk and reward and towards entitlement and contentment with a safe, basic (base) existence.
It is a road to ruin, and yet so many seem to want to, blabberingly, follow it; all the while enjoying the benefits of a market driven economy.
Forgive them Father for they know not what they do.