It's good to have a plan girlie - tho try to not think of the worst happening k.
Before my surgery, and after the death I witnessed and the pain I have watched one of our crew go thru, I put everything in place. I have a lawyer who has the will and all the stuff - especially with the trust fund etc for my eldest child (which is obviously a huge problem). I also gave FQsis all the information and have her, along with 2 family members and the solicitors as executors and trustees.
Your hubby would find a way to manage.... tho again, I know how difficult it has been for our friend to sort thru all the mess since her hubby died. It was horrific for her - no will, no letter, no nothing. Sheer collapse of her whole world.
What you have done is good - more than good - excellent. Personally, I would tell hubby about what you have done, so he is aware and understands your wishes. It is VERY important your wishes are understood - by your hubby and your family.
Please try not to dwell on the "what if's" tho sweet girl - you have done a very good thing which is caring, loving, respectful - and the best possible way forward should something happen - you have put everything in place, now...... LIVE sweetie.
Roger.... have you a close friend who you see daily who you could give information too, telephone numbers of relatives etc - just in case?
To die in testate causes incredible pain to the family who are left behind. Not only do the bereaved have to cope with the loss of their family member/friend - but to have to decide about funerals, hymns/whatever, cremation/burial etc.... and if property/finances/business etc are involved - a whole new nightmare commences. It is a living hell for the bereaved. I would encourage everyone to leave a will and to ensure someone knows where to find information. Often people leave information in an address book of whom to contact should the unthinkable occur.
Also, should you die in an accident - keeping a donor card, or informing family and friends of your wishes is a good thing to do. It saves families from having to make heartbreaking decisions.
(sorry, perhaps I have gone on too long here...)