Ultra Newbie

I've watched the forum for a few days and to be honest I just felt uncomfortable posting amongst all you veterans. Dang the torpedos and full speed ahead. I'm a retired Air Force guy now living in Illinois with my wife of 32 years. She doesn't smoke, so my team is with co-workers who frankly have not yet contributed! I have answers penciled in to all the questions, some multiples, some doubtful, about 90% rock-solid. I am also "flumoxed" by #44 ... all leads turn to dead-ends. Now that I have introduced myself, I will be able to add my two-cents where I can . I'm in the process of getting a yahoo mail account and will post it later. P.S. - hope y'all from south of the Mason-Dixon take in someone who lives on the wrong side of the line . .. I started out in Oregon if that's any consolation.