You don't think you're being insulting, but you're being very dismissive and condescending, very passive aggressive.
You told Frank he wasn't aware, you could just have easily said he didn't have a ******* clue andnot been any more insulting.
You aren't the only person who vehaves like this. You act smug and superior like you know something the rest of us don't.
Any disagreement or enquiry is met with the same response, toggle and binary which is meaningless.
In any event you lack the language skills to explain your "insights" so it's academic.
I think that if you were perceptive and insightful enough to figure out the structure of the universe you'd have the wherewithal to explain it.
You aren't the worst offender at all, others are smugger, and nastier, than you, but it's a character trait a lot of you have.