Well, e.g. health insurance only pays flat-rate fixed allowances for dentures.
And we've got a prescription charge (but limited).
Normally, the statutory health insurances only cover treatment methods that correspond to the generally recognised state of medical science.
Sozialgesetzbuch (SGB) - FĂĽnftes Buch (V) - Gesetzliche Krankenversicherung
(Social Code - Book V - Statutory Health Insurance)
The law states that the insured person has a right to sufficient medical treatment for sickness that meets their needs and corresponds to the generally recognised state of medical science. This includes, in particular, medical, dental and psychotherapeutic treatment, the provision of medicines, dressings, remedies and aids, home care, hospital treatment, medical rehabilitation services and other services. In addition, it is stipulated that the benefits must comply with the efficiency principle. This means that they must be sufficient, appropriate and economical and must not exceed what is necessary.
Legal cases concerning the public health insurance are dealt at the Sozialgerichte
("Social Courts"). Appeals against decisions of these courts are heard by the Landessozialgerichte
("Superior State Social Courts"), before the cases may wind up at the Bundessozialgericht
(Federal Social Court).