ATMs at Non-Banks

The taxpayer.

Mark

mark noble-

I think that your answer is wrong, though I can't prove it.

Since everyone is a tax payer... and someone pays.... I think he is probably correct.

I suspect it is the owner of the ATM machine. If I owned a store, and I was going to allow someone to put an ATM machine there... I certainly wouldn't want the liability. I am pretty sure there is a contract involved.

It's either the bank or the owner/renter of the property where the machine is located. In both cases, there is likely an insurance policy to cover any loss.

Banks also take care of themselves by attaching withdrawal fees in many instances.

ok - ATM gets pinched.
1 Thieves captured - They pay damages, likely with prison-time - Ergo - Taxpayer Pays Much more (feeding, housing, rehabilitating) than the loss & or damages in relation to the crime itself.
2 Thieves escape - Insurance pays out on all costs - Insurance Rises - Taxpayer pays Once again - Via inflated bank charges, Ins, Credit, mortgages etc.
Have a lovely day

Some confused replies here.

The non-bank ATM machines are insured. To say the tax payer pays, is a stretch: insurance is a fixed cost of any business and is in a pot of fixed costs. Obviously it is specialist insurance and as such the costs only effect those in the 'pool'.

As for tax payers paying, there needs to be a general clarification ... Certainly in the UK, in terms of paying 'net taxation' one has to earn in excess of the national average wage, as in c.£28000 p/a. It seems to me that the cohort who like to most shout about "The tax payers are having to pay!" rarely earn the average wage and indeed cost far more to keep in services and infrastructural requirements than they have ever paid in taxation; be it direct or indirect.

Also of note in the case of the UK, is that the average 'state pension' pensioner costs in excess of 200% more in associated costs to the government, than they pay in taxation. As these people are mostly from the socio economic group which never paid net taxation when working, then they have been nothing but a burden to the system from cradle to grave.

It is further worth noting that the top earning 1% pay 27% of all income tax in the UK and then top 5% (4+1%) pay 45% of all income tax ... leaving approximately 25+ million other people, paying just 55% of the total income tax bill. The HMRC has these figures or I would assume the ONS could provide them as well. Certainly if one is an academic the ONS are very helpful.

So in answer to the point "The tax payer" .... It is absolutely not tax paid by those who make that comment on nearly every occasion; because they barely pay any tax anyway.

Everyone is a taxpayer.
You are alluring to 'income' tax.
I am Not.
There is business tax, income tax, property tax, import/export tax, inheritance tax, vehicle tax, council tax ..... etc.

Taxpayers All.

Ultimately - Taxpayer pays.
Mark

Income is not a sentient being; therefore, it does not find anyone or anything to be alluring.

Mark is correct...

And any time someone buys a gallon of milk, it is the taxpayers who pay.

Teufel-

Thank you

What is your job?

Is that meant to be funny?

Mark

He's a Tax-collecter/or.