@mikec710,
Actually, C(N,M) is the number of combinations of N things taken M at at time.
Perhaps this explanation using your example will help. There are C(20,5) = 15,504 ways to select exactly 5 of the 20 processes. The probability that all 5 of the selected processes are on is [X/(X+Y)]^5. The probability that the remaining 15 are off is [Y/(X+Y)]^15.
If you wanted 5 or more, you could sum the results for M equals 5 through 20, or you could subtract the sum of the results for M equals 0 through 4 from 1 since the sum of the results for M equals 0 through 20 must be 1.