Thanks. I am
sincere in asking these questions. I'm also pissed that my insurance plan is being cancelled. But I am trying to understand and give the administration the benefit of the doubt.
Your analysis sounds about the most reasonable/likely story. At 200 gazillion pages I have no way to know what the law actually says. I could ask my congressman but I am sure most members of congress have not read the law either.
Here is my final, uneducated analysis:
1) The administration wanted as many people as possible off individual plans and onto the Exchanges. Whether their motivations were (a) political or (b) humanitarian, as some here maintain, it is impossible to tell. I suspect that they came to the conclusion that this had to happen in order for ObamaCare to have any chance of success economically.
2) Insurance companies are happy to take the opportunity to cancel unprofitable contracts (as any business would). The insurance company representative told me my plan was being cancelled due to ObamaCare. But that still doesn't tell me whether they are being forced to or are choosing to. I suspect the representative doesn't have the inside information either.
3) The administration knew this was coming up to three years ago. Whether it was due to (a) deliberate planning by the administration or (b) the machinations of the insurance companies, is also impossible to tell. However since the administration let their friends and supporters opt out of ObamaCare, I'm leaning towards (a).
Does this sound about right? Want to add anything to this?