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Calculate

 
 
jsswe3
 
Reply Sun 6 May, 2012 04:26 pm
1. The patient is seen by his family physician for follow-up treatment of recently diagnosed asthmatic bronchitis. The physician’s fee is $75. The patient’s copayment is $20. The patient’s insurance plan covers 80% of the fee schedule amount of $60. No deductible is required.

a. Enter the amount the patient pays the provider: __________________
b. Enter the amount the payer reimburses the provider: ______________
c. Enter the amount the provider “writes off” the account: ____________

2. The patient undergoes chemical ablation of one facial lesion in her physician’s office. The physician’s fee is $240. There is no copayment required. The payer reimburses the physician 80% of the fee schedule amount of $240 after the annual deductible of $200 is satisfied. Assume the patient has not satisfied any portion of the annual deductible at the time services are rendered.

a. Enter the amount the patient pays the provider: __________________
b. Enter the amount the payer reimburses the provider: ______________
c. Enter the amount the provider “writes off” the account: ____________

3. The patient undergoes arthroscopic surgery at an ambulatory surgical center. The surgeon’s fee is $890. The patient’s coinsurance is 20% of the $700 fee schedule. No deductible or copayment applies.
a. Enter the amount the patient pays the provider: __________________
b. Enter the amount the payer reimburses the provider: ______________
c. Enter the amount the provider “writes off” the account: ____________

4. The patient was referred to an orthopedic specialist for evaluation of chronic ankle pain. The physician’s fee is $150. There is no copayment required. The patient has a coinsurance rate of 20% after the deductible of $200 has been satisfied. The patient has not met any portion of the deductible. The allowed amount is $150.
a. Enter the amount the patient pays the provider: __________________
b. the amount the payer reimburses the provider: ______________
c. Enter the amount the provider “writes off” the account: ____________



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Type: Question • Score: 2 • Views: 12,528 • Replies: 4
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View best answer, chosen by jsswe3
deaquanita
  Selected Answer
 
  2  
Reply Mon 7 May, 2012 04:07 am
1. PATIENTS PAYS $28.00
PAYER $32.00
WRITE OFF $15.00

TOTAL -ALLOWED= $15 WRITEOFF
ALLOWED-COPAY=40, 40X80%= $32 INSURANCE PAY
ALLOWED-WHAT INSUYRANCE PAY=$28 PATIENT PAYS

2. PATIENT HAS TO MEET DEDUCTIBLE OF $200
$240-$200= 40, MULITPLY $40 X 80%= $32.00 INSURANCE PAYS
$40 X $20%= $8.00 SO PATIENTS PAYS $200 DEDUCTIBLE AND COINSURANCE OF $8.00..pATIENT PAYS $208.00
NO WRITEOFF

3. TOTAL- ALLOWED OF $700= $190 WRITEOFF
ALLOWED X 80%= $560 INSURANCE PAYS $560.00
WHAT INSURACE PAYS MINUS ALLOWED = $140.00 PATIENT PAYS $140.00

OR U CAN JUST DO THIS
700 X 80%= 560
700%20%= 140
560-140=190 WHICH IS WRITEOFF

4. PATIENT PAYS $150
PAYER PAYS 0
WRITEOFF 0
BECAUSE PATIENT HASNT MET DEDUCTIBLE OF $200 AND THE PROCEDURE ONLY COST $150.00... PATIENT PAYS ALL TOTAL CHARGES
NO COINSURANCE BECAUSE DEDUCTIBLE HASNT BEEN MET
deaquanita
 
  2  
Reply Mon 7 May, 2012 04:32 am
@jsswe3,
also to not confuse u on #1... patients pays allowed amount which would be $40 after u take copayment out..always subtract co payment first out of original allowed amount
so it would be $60-$20= $40 which is new allowed amount
so to get what patient pays you subtract the new allowed amount of $40-total amount payer pays ($32). $40-$32=$8 ..add $8 plus the copay of $20 and u get $28..patients pays $28...

these the answers I came up with.. U can check to see if correct but I think they are
0 Replies
 
Kelli Allen
 
  1  
Reply Sun 27 Jan, 2013 02:37 pm
@jsswe3,
I need help with the answers to jsswe 3 questions regarding insurance payments HELP ME PLEASE!!!
0 Replies
 
brncclrk
 
  1  
Reply Fri 27 Sep, 2013 08:22 am
@deaquanita,
In question 2 how did you come up with the 20%
0 Replies
 
 

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