No, I'm not being defensive. No need to explain that to you. That's your feeling, and it's false.
Hmm. I don't think it is false at all. But, whatever. You seem to have gotten the idea at some point that others are judging you, but I'm not sure where you got that idea from.
Now, who would be a better judge of how I am being? Me, who knows I am not being defensive, or you, who is only going by your perception?
Anyway, why are you bringing this up again after you have addressed me in another post, and not mentioning it then?
I suppose I could say you are stirring the pot, and you could reply my feelings are false. In the end, it's all blue potatoes.
GW and I could be twins regarding this. It gets to the point where you can't use a toothpick without worrying that you are endangering some species of animal that relies on that particular tree. We all use the earth, and we all do what is most advantageous for us in the end. Even those who say they only do things according to a strong moral compass and altruistically, doing the least amount of harm possible to even one human being, are doing this because in some way it is most advantageous to them in the end, or along the way.
Your comment of they reward you with money taken from irresponsible people. I don't like the morality of that.
again prompts me to ask, So?
Many people are irresponsible. Period, full stop.
If I see a irresponsible person drop a gum wrapper on the ground, and I pick it up because at that moment I need to write down a phone number, and have a pen, but no paper, am I taking advantage of that person?
If irresponsible people weren't being irresponsible with their money, they would be acting irresponsibly with something else. Because, irresponsible people are irresponsible. Period, full stop.
So, what? Would I be a better, more moral person if I said to myself, "I will no longer accept credit card points because it is causing the suffering of others." ?
If I did that, and even if as an individual it had an impact of the interest rate incurred by irresponsible people, they take that 3 cents, dollar or hundred dollars they gained because I so honorably refused an evil benefit, and go be irresponsible with that money somewhere else.
Oh, I can't know that?
Well, they were irresponsible in the first place, since some people are still paying off a Michael Jackson Thriller album because of accrued interest, so I feel pretty safe in saying they'll just apply that money to some other useless thing, like a battery operated paper clip remover.
This isn't a question of whether someone is not behaving morally by being smart enough to look for benefits.
It's a question of people not behaving morally because they are irresponsible.
Why am I immoral, and someone who gets themselves into trouble with credit cards, not?
Poor starving single mother with ill shod children are the exception. People behaving immorally, like during the collapse of the Roman Empire, by mindless self indulgenge are the problem. Not me, or Green Witch.
If credit card companies are immoral, they have just teammed up with people who wish to have that immoral lifestyle, with no thought of paying the piper.
You hear a lot on the radio and other news lately, people saying "This bailout, (or fill in any other blank) is going to be something our grandchildren, great grandchildren, children 10 generations from now are going to be paying for."
How ******* self rightous. The people who are worried today about their great grand babies paying the piper certainly weren't concerned about it when they were buying aftershave, electronics, new eye shadow or a big ass engagement ring and over the top wedding.
Like I said before, if anyone wants to complain, take it to the right address.
People like me aren't causing the dike to spring leaks, and crumble.