@BumbleBeeBoogie,
BBB, I'm assuming we are not seeing a photo because you don't have any code - one has [img] and [/img] before, and then after, the URL.
If you look at a reply box, you'll see ENAGBLE BBCode EDITOR in green above the box. Click on that. Enter the URL between the image things.
Alternately, click the green BBCode line, add your URL to the reply box, and then click on the image choice and it'll do it for you.
So, now I'll try it and see if it works.