This is one of the best threads I've read here in a long time.
Sounds like you have a natural ability and talent, shewolf. The way you talked about "just knowing" when to take the picture, as if you "feel" the right time -- and even the right camera settings! You are one with your camera!
I've seen enough of your photos to know how talented you are. One thing I always admired about you as a photographer is that you aren't afraid to take pics in "black and white." So many people stick to color -- guess they think it makes more of an impact. And vibrant colors can make an impact, no doubt about it.
But there can be something equally special about black and white. It can have just as much of an impact -- maybe even more -- if you know how to do it.
And you do.
I'm so glad you're making this decision. If you've been getting offers from people to do some projects......well......WHAT ARE YOU WAITING FOR???
Go for it!