No such thing as a black and white digital camera.
All the sensors are designed to give you full colour.
I'm actually glossing over some of the finer technical points of exactly how the sensor in the camera works but basically just take it as read that the camera is colour only.
It is exceptionally easy to convert a colour picture to black and white in your computer though.
All you need is some clever software like Photoshop if you have loads of money to burn.
Or you can use something that's 99% as good and is completely free :
http://www.gimp.org/windows/
This really is a very good image processing package that does everything you will ever need it to do.
And it's free.
Plus the user manual is very easy for a beginner to understand.