I was all set to harangue you about getting them fixed-- glad I didn't open my mouth before reading "house burned down."
![Laughing](https://cdn2.able2know.org/images/v5/emoticons/icon_lol.gif)
There's a legitimate excuse if I ever heard one! <grin>
Ask vets in the area to pretty pretty
pleeease with sugar on top make some kind of arrangement to let you get the cats fixed
now and make payments on the bill over time. My family found a vet who did this for us when we had a whole litter of kittens that had to be done at once. I think you'd be pretty likely to get some help with this, no one involved in animal care wants eleven unfixed cats running around!
Also consider taking up a collection in the area-- I mean, people are usually pretty willing to pitch in to help families who've had housefires.