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Boomers don't trust direct deposit

Forums: Finance
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Phoenix32890
 
  1  
Reply Wed 28 Dec, 2005 08:34 am
cjhsa wrote:
Just that 99% of the time the check writer is female.


The reason that most check writers in grocery stores are women, is because women are the vast majority of grocery shoppers. Just check out the people the next time that you go to the store, and you will see what I mean!
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cjhsa
 
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Reply Wed 28 Dec, 2005 12:01 pm
Yep, standing in line with a box of Kotex, a can of Raid, and a checkbook. Wink
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Chai
 
  1  
Reply Wed 28 Dec, 2005 12:11 pm
no no no....

you've got it all wrong....

It's a box of Tampax, a pint of Hagen Daz, a DVD of Terms of Endearment and a checkbook.
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jespah
 
  1  
Reply Wed 28 Dec, 2005 12:31 pm
So the can of Raid is optional?
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fishin
 
  1  
Reply Wed 28 Dec, 2005 01:01 pm
jespah wrote:
So the can of Raid is optional?


Depends on whether or not you have bugs in your house. Wink
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flyboy804
 
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Reply Wed 28 Dec, 2005 02:14 pm
You might be involved with ACH without realizing it. You may get your bank statement which shows all of the checks you paid, but some of the checks are not physically present. The entry for the missing check will indicate "ACH" and the reason the bank did not return the check to you is because they do not have it.
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husker
 
  1  
Reply Wed 28 Dec, 2005 02:20 pm
good point flyboy
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jespah
 
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Reply Wed 28 Dec, 2005 04:04 pm
Will the can of Raid work on ACH?

Smile

This is good info, I had never heard of ACH. Do they handle electronic transfers with your bank (you know, if you have the bank pay your monthly bills) or is that just the bank?
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flyboy804
 
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Reply Wed 28 Dec, 2005 04:22 pm
Only cans certified by the Federal Reserve Board. Unfortunately these are very hard to find.
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flyboy804
 
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Reply Wed 28 Dec, 2005 04:28 pm
Actually the certifications are under the jurisdiction of the Federal Banking Commission not the FRB.
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jespah
 
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Reply Wed 28 Dec, 2005 04:36 pm
cans? I don't follow you.
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husker
 
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Reply Wed 28 Dec, 2005 05:32 pm
jespah wrote:
cans? I don't follow you.

RAID
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jespah
 
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Reply Thu 29 Dec, 2005 06:48 am
Oooohh. Thanks!
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Tomkitten
 
  1  
Reply Fri 13 Jan, 2006 01:22 pm
Boomers don't like direct deposit
The problem with direct deposit is that many organizations don't notify you when the check is deposited. We have a brokerage firm which, otherwise excellent and efficient, only notifies their clients once a month, so one has no idea of how much is in the account unless making a phone call to a robotic menu which as we all recognize is the ultimate in frustration. Rolling Eyes Rolling Eyes Rolling Eyes
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fishin
 
  1  
Reply Fri 13 Jan, 2006 02:41 pm
On-line banking is a wonderful thing! Wink
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Setanta
 
  1  
Reply Fri 13 Jan, 2006 02:44 pm
fishin' wrote:
On-line banking is a wonderful thing!


Unless this is sarcasm . . . i can only assume that you and i have banked with very different institutions.
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Tomkitten
 
  1  
Reply Fri 13 Jan, 2006 02:54 pm
Boomers don't like direct depositYou know,
Gosh, cjhsa, I never thought of that, but you may have something there!
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Tomkitten
 
  1  
Reply Fri 13 Jan, 2006 02:57 pm
Boomers don't like direct deposit
Jespah - Newtonville Shaw's?
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fishin
 
  1  
Reply Fri 13 Jan, 2006 02:58 pm
Setanta wrote:
fishin' wrote:
On-line banking is a wonderful thing!


Unless this is sarcasm . . . i can only assume that you and i have banked with very different institutions.


Must be different places. My bank's on-line services for account balances and automated payments are pretty darn good.
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flyboy804
 
  1  
Reply Fri 13 Jan, 2006 05:55 pm
I'm with you on this, fishin'. I check daily (mainly to track checks that I have sent out) and am usually on the phone for 45 to 90 seconds to get all of the previous days activity.
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