How to be one step closer to financial freedom?

What country are you in? Do you have a job? Do you live in a home you own, or with your family, or in an apartment where you pay rent? What are the part-time employment opportunities in your area? There's no way to intelligently answer your question without information like that.

There is some misconception about financial freedom like having an abundance of money gives you said freedom. To become financially free you should clear all your loan first. Financial freedom means different things to different people.

True. One's ability to keep debt at a minimum while saving for retirement while of working age. Working age differs for different people.
Most Americans do not save enough for retirement. It's necessary to begin early and invest regularly for retirement. The longer one waits, the more difficult it becomes to retain the standard of living in retirement. Since people live longer, it's necessary to begin earlier than later.

Take the first step.



Take the last step.

With time when all your debts are clear your way to financial freedom will come closer.

To get one step closer to Financial Freedom you have to follow these steps
Set financial goals
Track every penny you spend
Develop a budget
Review your bills (and ask for discounts)
Optimize your accounts
Start an emergency fund
Get out of debt
Fund your retirement
Automate your finances

Have you tried the 50/20/30 rule? Take your take home pay, after taxes. 50% is for fixed monthly cost that do not vary much from month to month like rent, mortgage, car payment, etc.

20% is for important payments or contributions that will help you secure your financial foundation such as paying down credit card debt, saving for retirement, building an emergency fund & also for financial goals like a down payment on a new home.

30% is for flexible spending. These are day-to-day expenses that can vary from month to month, like eating out, groceries, shopping, hobbies, entertainment, or gas.

I hope this helps.

Those numbers are very good, but must take into consideration many variables that influences income vs cost of living in the area in which one lives.