@Ceili,
I'm pretty used to the words lower class and didn't know they were out of favor now - that somehow 'the poor' is better as a descriptive.
Class is a rook in general to me. Many wealthy people are quite stupid in their daily lives and many people of low funds are pretty sharp and even wise.
I qualify easily as lower class in the u.s. but I've a pretty fair education based on the now gone plenitude of a university system that then charged no tuition. I had two reasonably responsible-to-society careers, neither of them big money makers.
Money has for various reasons not meant much to me relative to other matters and I've paid for that lack of drive for money. I happen to have what some would call snotty tastes on top of low money, so I'm a walking talking paradox.
Oh, go ahead, just call me lace curtain irish.