@sozobe,
I'd say that being chatty is an Ohio thing. Now, if i'm talking to someone whom i don't know well, especially when there's some appreciable level of background noise, i have to be able to see their faces when they talk. But that's not a problem for me, because i'm an incurable flirt, and i'm never in such a hurry that i don't have time to flirt.
I was going through the check-out at Kroger one day, and my friend was waiting on me (we were getting food for dinner). I immediately began flirting with the check-out clerk, of course. As i was leaving the store, Darrell says: "You made that woman's day, you know." I asked him what he was talking about, and he replied (roughly) "She's forty-something, she's probably married, and i'll bet nobody has flirted with her in 20 years." I like to think that was true, at least so far as having brightened her day. I made a point of going through her line and flirting up a storm after that.