The fact is, if you lost money because of SSL, you would damn well report it.
Yet another assertion. It assumes people would know in which way they had been compromised, or that the banks do. Password-based fraud is simply 'fraud' as far as both of those groups are concerned. Payment card fraud runs about 8 billion a year from what I see. How much of that total is from this? Who can say?
If you disagree, tell me this: If I were to find false charges on my CC, or money missing from my account, how would I know that an false SSL attack was the culprit, in order to report it?
To answer your other question, yes - driving to Starbucks is a dangerous thing to do. One must undergo training and practice in order to be licensed to engage in this activity. I totally agree with your point that, given proper training and education, it would be much less dangerous to engage in such activities; but I don't see that happening anytime soon, and so don't recommend that people engage in these behaviors. If for no other reason than the one I mentioned earlier - would you notice if your site wasn't using SSL? Every time? I don't know if I would, let alone someone who doesn't know much about computers.
As for me, I do not work in the security industry per se, but managing the risks taken - including maintaining credit card and banking security procedures -for a large group of people is a large part of what I do at work.