Same here, farmerman! My credit and debit cards have been hacked before,
credit card three times, but I have to say, my bank is very much on top of things: they blocked unauthorized use even before it hit my account.
For the life of it, I will never understand why the U.S. is not adapting to the smart cards they use all over Europe. They're safe and they can't be hacked!
The reason all these Russian hackers log into the U.S. is precisely THAT - we're the only ones who have an old credit card/banking system that is vulnerable to crooks.
Bank institutions rather pay billions in stolen funds then upgrade their system. Quite odd really. The media is all for it too!